Health Care in America

I just want to document this for future reference. We've gone round the bend.

Individual Insurance

People also have the choice of buying individual health insurance, although it costs more. When buying individual insurance, the policy is written solely for that person, based on his/her personal medical conditions. If there is a pre-existing condition, it can make buying individual insurance difficult. Whether a person is accepted for insurance is very unpredictable at times. It may help to know that a person may be accepted for comprehensive insurance, excluding the pre-existing condition. One thing which affects the cost of individual health insurance is smoking—smokers always pay more.

In order to target the best insurance at the best price for yourself, consider the following guidelines:

•Individuals usually buy group health insurance because it is less costly.
•It will help you to learn about the various networks associated with the different types of group insurance (HMOs, PPOs, POSs, and Health Savings Accounts).
•Raising your deductible will always lower your premium.
•When you have narrowed your choice to two group insurance policies, compare the following of both: premiums, co-payments, deductibles, speculated out-of-pocket expenses, percentages of fees paid, maximum limits on each claim and on lifetime claims. It will help to make a chart.
•If you have less than perfect health, you may not be accepted for individual coverage.

Will President Obama Please Step Up?

Dear President Obama,

I'm afraid your refusal to lead is going to literally destroy the the human species. We cannot survive without oxygen and the oil/dispersant combo at the 100,000 + barrels per day spillage rate (which we both know is the more likely number) is killing every plant or animal in its path and is removing precious oxygen from the Earth.

I have been watching hearings in Congress and reading about the oil gusher. I think you also know that there is ample evidence to indicate that the relief wells are not going to work because the well itself is destroyed and oil is probably leaking from the sea floor. This is a much bigger catastrophe than BP or your government is letting on. Why are you allowing the public to be lied to?

Last night on Anderson Cooper 360 I learned that the Coast Guard is not allowing people within 60ft of any oil to take pictures. Cover up should not be the priority of our human resources! This should be an 'all hands on deck' situation. No one should be turned away from either documentation or clean up efforts.

I want the cameras to be allowed anywhere and everywhere. I want the underwater cameras turned to show us the sea floor. I want to see a massive influx of military and civilains deployed to the gulf to contain and pick up the oil. I don't want to see anymore super tankers sitting on the shore. We need to stop using dispersants, allow the oil to float, and then we can surround it and pick it up. With enough people and vessels we can surround this thing and hopefully save the Atlantic coast and Europe. If we can't stop the flow, containment needs to be the priority.

We need to start now!

Let BP continue the capping operation but the containment and clean up is clearly going to be up to us. This is not a time for prayer. This is a time for action.

Like it or not, Barack Obama, you won the Presidency of the United States. You are the most powerful person on this planet. You need to step up and help us save it!

Right now, I don't care about health care, or Wall Street, or Afghanistan, or the 2010 elections. I care about this oil gusher. This is a catastrophe with the potential to literally kill us all. Everything else is a distraction.

Please help us.

Sincerely,

Jennifer Clark

Gulf Oil Gusher Update

Today's Congressional hearing featured the American face of BP, Lamar McKay, sitting next to the other Masters of the Universe: Oil Division. We found out that the response plans of the other companies, such as ExxonMobil, ConoccoPhillips, and Chevron are just like BP's. Almost identical actually. What is stunning (and extremely obvious based on BPs actions) are that response priorties of these oil companies are focused on media manipulation, not containment and clean up of oil.



The other hearing today addressed the health problems being reported by responders in the Gulf of Mexico. I learned that most injuries being treated are being caused due to heat stress. "Hydrocarbon" issues are the second biggest problem.

The one suggestion made to what can be done to help this is to start holding clean up operations at night. Bad news: they aren't cleaning around the clock already. Good news: this is an easy thing to start doing. Get some lights and some people and we're rolling.

Everyone questioned during the health effects hearing was clearly concerned about the respiratory effects of the dispersants being used. Due to their toxicity level and the unprecedented amounts being used by BP, no one is able to predict what kind of damage the dispersants are doing to the plants, animals, and people who are just starting to be effected.

Also important today, the official amount of oil spewing into the Gulf of Mexico being reported by the government has been increased to an upper limit of 60,000 barrels per day. This official number is not only important scientifically but also financially. Apparently, it's on paper (in the Clean Water Act, to be exact) that BP needs to pay $4,300 per barrel of oil spilled. If the number is kept down, BP pays less and we pay more. The closer it gets to accurate, the more we, the suckered citizens of the United States, are reimbursed. Although it runs opposite to logic, there are so many corporate moles in our goverment that people in the goverment are actually helping BP to accomplish their goal of paying us as little as possible. The moles call themselves Republicans. Some others have labeled themselves Democrats, and are often harder to spot.

The number I've been using as the real number of barrels being released per day is the one that was provided by Steven Wereley, an engineering professor at Purdue University. After Ed Markey, Congressman of Massachusetts, got BP to put the live feed of the oil spill online, Mr. Wereley estimated over 100,000 barrels of oil were spewing from just 2 of the 3 "leaks" that existed before BP chopped off the top of the pipe creating one giant gusher into the Gulf of Mexico. I have trusted Mr. Wereley over others because he was not contracted by BP or the government, he was considered credible enough to have been asked to testify in front of Congress, and because the television media is staying away from him. I will not believe we are being told the truth until the official number is over 100,000 barrels per day. We're a little over halfway there.

My emails and calls to my representatives tomorrow morning will be requesting night time operations in the Gulf of Mexico, a massive mobilization of volunteers, and BP/government provided respirators for anyone who is helping clean up the ocean, wildlife, and beaches.

Oil Geyser Facebook Rant (with links)

BP controls the oil measurements.

BP controls the oil videos.

BP gives orders to the Coast Guard.

BP gives orders to local sheriffs.

BP keeps journalists & volunteers off beaches.

BP ignores the EPA on toxic dispersants.

BP decides the next steps behind closed doors.

BP is a criminal being allowed to control the crime scene and collect/hide the evidence.

British Petroleum isn't even American!

No company, especially not a foreign one, should have this kind of power over our government.

Email to President Obama

Dear Mr. President,

The Deepwater Horizon blew up a month ago today. BP has lied to us every step of the way. How is it even possible BP is being allowed to control the flow of information to the public?

Wake up, Federal government! You needed to take control away from BP two weeks ago.

This is starting to look worse than your Katrina. The catastrophe is starting in New Orleans, but at over 100,000 barrels per day, your Katrina might devastate the world.

Step up.

Mahalo,

Jennifer Clark
Honolulu, HI

Least Favorite Super Bowl Commercial

If you had told me last week that the commercial that would bother me the most would be the one starring The Simpsons, I would have probably called that impossible; after all, there was a commercial approved by CBS telling me what to do with my uterus. But it is true. Coca Cola made a commercial titled "Hard Times" in which the poor and middle class residents of Springfield give Mr. Burns a coke to cheer him up. Here; watch it for yourself.



You know what? Fuck Mr. Burns.

This economic disaster is making all of us significantly poorer in one way or another. The commercial is designed to play on our sympathies for each other in these tough times. But I don't feel a bit of sympathy for Mr. Burns, and I don't think I should. This is the man that takes candy from babies, turns the dogs on his workers, and literally blocked out the sun. In the metaphor of The Simpsons is America, Mr. Burns represents the super rich who bought the country, ripped up the rules, and legally stole all our money.

Do not give this man a coke. And only lift him up on your shoulders if you are preparing to throw him off a cliff.

The scene takes place in a fake reality where the super rich are the victims; it's a scene that has nothing to do with real life in this country right now. Billionaires are not the ones losing their homes; at least not the homes they actually live in. That reality is reserved for the poor and middle class families who borrowed money from the billionaire owned banks; it was the billionaire who gave them loan sharky terms, gambled with their money, and then took $700 billion tax dollars in the biggest bank heist in US history. There have also been absolutely no runs on billionaire garage sales; however, my neighbor on the corner has sold almost everything he owns. Had it been Homer or Apu or even Mayor Quimby that was down on his luck and given a coke, I probably would have related and maybe liked the commercial. Instead, I got a message telling me that I should feel pity for the rich.

Even Spider Pig is too good for this filth.

I had 12 people in the room with me when this commercial aired during the Super Bowl and with the exception of my "Hated it" and a snicker from Ryan, the rest of the room was dead quiet. No comments. Nothing. Unlike the famous Coca Cola commerical in the 1970's where the cute kid gives the football player a coke, there was no sentimental satisfaction in this one. It also sucks that The Simpsons sold out to Coke. Maybe these are the reasons the commercial silenced my friends. However, I'm hoping at least a few of them disliked it for the same reason I did; because it was trying to sell me a steaming load of corporate crap.

And I'm not gonna take it anymore! I'll take a tap water, please.

Letter to HI Senators: Filibuster

Dear Senator Inouye/Senator Akaka,

I'm writing today to ask you to please put pressure on Senator Harry Reid to restore the traditional filibuster rules.

I'm 27 years old and unfortunately I have many friends in this state that have really embraced the spirit of ainokea. I've tried to explain to them that the Republican party's main priority is to make sure that President Obama and this Congress accomplish absolutely nothing with the goal of regaining control of the White House in 2012. The obstructionism of the Republicans is transparent to me, but many people just don't see it.

I truly believe that if the Republicans had to keep talking without taking a bathroom or food break in order to sustain a filibuster, that would finally wake up the American people. Who could resist watching old people reciting recipes while doing the pee pee dance? It's "Must See TV".

Let us literally see them do that over 100 times in one year. No one will be able to deny the obstruction.

Thank you for considering this idea.

Sincerely,

Jennifer Clark
Honolulu, HI